PayPal Fee Calculator

Calculate various fees related to PayPal transactions, showing how much you'll receive and how much you should request.

1 uses | 5.0 rating

Fee Calculation Settings

$
$

Calculation Result

Not Calculated

Please enter an amount and click the calculate button to view results

Usage Instructions

1

Select Calculation Mode

Choose whether to calculate the fee or the request amount (total amount needed to receive a specified amount).

2

Enter Amount and Fee Rate

Enter the transaction amount, PayPal fee rate, and fixed fee. Default values are set to PayPal's standard rates.

3

Click Calculate

Click the calculate button, and the system will automatically compute and display detailed fee information and the actual received amount.

4

View Detailed Results

After calculation, you can view the total amount, fee, actual received amount, fee percentage, and detailed calculation process.

PayPal Related Knowledge

PayPal Fee Structure

PayPal fees typically consist of two parts:

Percentage Rate
A percentage of the transaction amount, typically 2.9%-4.4%
Fixed Fee
A fixed amount per transaction, typically $0.30

Fee Rates for Different Transaction Types

Domestic Transactions

Transactions within the same country/region, typically lower rates, usually 2.9% + $0.30

Cross-Border Transactions

Transactions between different countries/regions, higher rates, typically 4.4% + $0.30

Commercial Transactions

Payments received by merchant accounts, with rate discounts available based on monthly transaction volume

Personal Transfers

Personal transfers using the same currency, typically fee-free (except when using debit/credit cards)

Tips to Reduce PayPal Fees

  • Increase Monthly Transaction Volume

    PayPal offers rate discounts for high-volume merchants; as transaction volume increases, rates decrease

  • Use the Correct Currency

    Avoid currency conversion by using the same currency for transactions to reduce conversion fees

  • Choose the Right PayPal Business Plan

    Select the most suitable PayPal business account type based on your business size for better rates

  • Calculate Pricing Strategically

    Factor in PayPal fees when setting prices to ensure business profits aren't affected

Calculation Principles and Formulas

Fee Calculation Formula

  • Percentage Fee = Total Amount × (Fee Rate / 100)
  • Total Fee = Percentage Fee + Fixed Fee
  • Actual Received Amount = Total Amount - Total Fee
  • Fee Percentage = (Total Fee / Total Amount) × 100%

Request Amount Calculation Formula

  • Desired Received Amount = Actual amount needed
  • Total Amount = (Desired Received Amount + Fixed Fee) / (1 - Fee Rate/100)
  • Total Fee = Total Amount - Desired Received Amount
  • Fee Percentage = (Total Fee / Total Amount) × 100%
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